Why January Can Be the Most Depressing Month of the Year

Why is January the most depressing month? Experts say it's because of personal finances and the weather. While December is when people are in a joyful and giving spirit because of the holidays, January is reportedly the time they have to pay for it. The average American racks up an average of $1,300 of debt during the holidays. When those credit card bills are due January, some people may find themselves feeling overwhelmed. January is also prime time for Seasonal Affective Disorder.